Rose Han is a former Wall Street trader at HSBC investment bank. With her experience, she now educates others about personal finance on her YouTube channel ‘Investing with Rose’. Rose’s specialty is in index funds and options trading. As of 2023, Rose Han has an estimated net worth of $2 million.
Background
Born in Seoul, Korea, Han’s original name is Sooyun Byun. Her family moved to Washington DC and she grew up with parents that were well educated but made poor financial decisions.
Her love for finance sparked when she was 13 years old. Young Sooyun discovered the world-renowned book Rich Dad Poor Dad by Robert Kiyosaki. She then went on to study finance at the NYU Stern School of Business.
While in college, she interned for the investment bank, Houlihan Lokey for eight months and earned a bachelor’s degree in 2011. But while studying, she had a student debt of $100,000 that put her under pressure.
Wall Street
After finishing college, Rose worked at HSBC Global Banking and Markets. She started out as a summer analyst, researching trade ideas and building swap pricing models.
In 2012, she was transferred to the HSBC bank in Sao Paulo, Brazil and learned Portuguese to pass the local securities licensing exam. Then, she traded government bonds and established connections with Korean clients.
She officially became a trader when she returned to New York in 2013. This time around, she handled bigger clients and consequently earned more. However, she wasn’t earning enough to pay off her student loans.
Online Career
After realizing that being a corporate trader wouldn’t solve her problems, Rose Han took Robert Kiyosaki’s advice and started her own business. She also focused more on her investment portfolio. In 2017, Han founded a meeting group to hold financial classes for free.
A year after making in-person lectures, Rose planned to go online. She started her YouTube channel and aimed to reach a bigger audience. The channel’s growth was slow at first, but it picked up pace during the pandemic.
More people wanted to become financially literate, and Rose was passionate to help them. Her most popular videos are ‘8 Money Habits That Keep You Poor’ and ‘Index Funds vs Mutual Funds vs ETFs’. Her channel has become a huge success and now has 666,000 subscribers. Over time her content has moved away from finance to more lifestyle type content and she renamed the channel to “It’s Your Girl Rose.”
Net Worth and Earnings
With her newfound career and investment portfolio, Han was able to pay off her $100,000 student loan. In 2021 alone, she made $2 million from YouTube and her online investing courses.
She also does options trading as a side hustle and makes $1,000 per month from it. Han had the idea to sell her options trading and index fund strategies on the internet. Now, her fortune is worth $2 million.
Personal Life
Rose Han once lived in a comfortable apartment with her husband in New York. However, they split up when Rose was still working in finance. Currently Rose is single and living a van life, traveling across the country.
